gold: Foundational Portfolio Review
Ideal for individuals with a focused portfolio question and limited overall financial complexity.
Membership: $329 per month (billed monthly, $3,950 per year)
Core Deliverables:
- Review Holdings & Concentration: Evaluation of current investment allocations and exposure risk.
- Confirm 401(k) Vested vs. Non-Vested Balance: Analysis of retirement fund ownership status.
- Identify Missing Planning Data: Highlight key gap areas required for long-term planning.
- Provide Initial Next-Step Guidance: Actionable directives to address immediate financial decisions.
platinum: Comprehensive Financial Planning
Designed for clients requiring a thorough, household-wide evaluation of their financial plan and retirement income strategy.
Membership: $496 per month (billed monthly, $5,950 per year)
Core Deliverables:
- Retirement Readiness Snapshot: A complete status assessment of projected assets versus future needs
- Cash-Flow & Liquidity Review: Detailed analysis of income streams, expenses, and liquid reserves.
- Portfolio Role Mapping: Strategic assignment of specific assets to targeted financial goals.
- Risk, Income, & Timing Recommendations: Tailored guidance covering risk tolerance, optimal retirement timing, and distribution strategy.
Private reserve: Business Owner Retirement Consulting and Financial Planning
Tailored for individuals who own a business or business real estate, or whose income is directly tied to business continuation.
Membership: $ 1,042 per month (billed monthly, $12,500 per year)
Core Deliverables:
- All Platinum Deliverables Included: Complete retirement readiness, cash-flow analysis, and portfolio strategy.
- Business Income Dependency Review: Assessment of personal reliance on ongoing business revenue.
- Business-Owned Property Inventory: Evaluation and listing of real estate and commercial assets.
- Continue, Close, Sell, or Transition Scenario Planning: Strategic modeling for business exit or succession options.
- Coordination Checklist for Tax, Legal, & Valuation Professionals: Actionable alignment document for working with external advisors.